Commercial monetization risk · the method
Can you safely monetize the free tier?
Quality scores tell you if a tool is good. They don’t tell you the thing that actually gets creators demonetized: whether the free output is legally yours to sell.
Commercial Monetization Risk (CMR) is a single 0–100 number, higher is riskier, built from seven weighted factors, each tied to a verbatim quote from the tool’s own current terms, pricing or help page. The weights are published, the math is weight × level ÷ 4, and the factors add up to the score, so you can reproduce every verdict yourself. When the decisive factor can’t be confirmed from a primary source, we say so, the tool is marked Unclear, not guessed.
Browse by risk dimension
Ranked by risk
175 toolsAI tools ranked by free-tier monetization risk
The full reconciled index, sorted by the 0–100 risk score.
License trap
125 toolsAI tools whose free tier can't be monetized at all
Free output licensed for personal/evaluation use only, money = breach.
Visible block
82 toolsAI tools that watermark every free export
A visible logo on every free export, removable only by paying.
Forced credit
32 toolsAI tools that force a credit or brand mark on your output
Terms force an on-screen credit or 'made with' mark on your video.
Reconciled so far (175)
ranked by risk →- vozoNot recommended83
- heygenNot recommended81
- steve-aiNot recommended78
- mubertNot recommended77
- vmakeNot recommended77
- elaiNot recommended76
- soundrawNot recommended75
- animakerNot recommended75
- listnrUnclear75
- lumaNot recommended74
- dezgoRisky74
- topaz-videoNot recommended73
- speechifyNot recommended72
- aivaRisky72
- polloNot recommended71
- deepbrainRisky71
- loudlyRisky71
- soundfulRisky70
- murekaRisky70
- d-idNot recommended69
- magnificRisky69
- filmoraNot recommended69
- hour-oneRisky68
- klingRisky67
- hedraNot recommended67
- lovoRisky67
- sunoRisky67
- freepikRisky67
- humeRisky67
- ltx-studioNot recommended66
- genmoNot recommended66
- cartesiaRisky66
- speecheloUnclear66
- soraUnclear65
- boomyNot recommended64
- photoroomNot recommended64
- riffusionUnclear64
- pixverseNot recommended63
- udioUnclear63
- midjourneyNot recommended62
- flexclipRisky62
- voicemakerUnclear62
- colossyanUnclear61
- autoshortsUnclear61
- recraftRisky61
- viggleUnclear61
- sesameRisky61
- elevenlabsRisky60
- synthesiaRisky60
- hailuoRisky60
- murfRisky60
- crayoRisky60
- fotorNot recommended60
- topviewUnclear60
- wellsaidNot recommended59
- soundverseRisky59
- dupdubUnclear59
- arcadsUnclear58
- gammaUnclear58
- seedreamRisky58
- flikiRisky57
- revidRisky57
- viduRisky57
- grok-imagineUnclear57
- pikaNot recommended56
- kapwingRisky56
- reminiNot recommended56
- narakeetNot recommended56
- lalal-aiRisky55
- clipdropUnclear55
- remove-bgRisky55
- morph-studioUnclear55
- pixlrRisky55
- insmindUnclear55
- dreaminaRisky54
- beatovenUnclear54
- klapUnclear53
- lumen5Unclear53
- picsartUnclear53
- camb-aiUnclear52
- decohereUse with caution52
- minimax-audioUnclear52
- voicifyUnclear52
- musicfyUnclear52
- artbreederUnclear52
- imagineartUnclear52
- submagicUnclear51
- opusclipUse with caution51
- kreaUse with caution51
- invideoUse with caution51
- wisecutUnclear51
- renderforestUnclear50
- seedanceUnclear50
- synthesysUnclear50
- spikes-studioUnclear50
- nightcafeUnclear50
- tensor-artUnclear50
- vivagoUnclear50
- typecastUnclear50
- playhtUnclear50
- perchanceUnclear50
- lalalsUnclear50
- vizardUnclear49
- resembleUnclear49
- seaartUnclear49
- wondercraftUnclear49
- fish-audioUse with caution48
- deepmotionUnclear48
- creatifyUse with caution47
- kaiberRisky47
- civitaiUnclear47
- kits-aiUnclear47
- veedUnclear46
- 2shortUnclear46
- playgroundRisky46
- simplifiedUse with caution46
- raskUnclear46
- mage-spaceUse with caution46
- pixaiUnclear46
- naturalreaderUnclear46
- munchUnclear45
- segmindUnclear45
- higgsfieldUnclear44
- bing-image-creatorUnclear44
- phot-aiUnclear44
- deepaiUnclear44
- akoolUnclear43
- uberduckUnclear43
- yepicUse with caution43
- glingUnclear42
- briaUse with caution42
- riversideUse with caution41
- novelaiUnclear41
- leonardoUse with caution40
- zebracatUnclear40
- vidnozUse with caution39
- adobe-podcastUnclear39
- vidyo-aiUnclear39
- getimgUse with caution39
- craiyonUse with caution39
- veoUse with caution38
- capcutUse with caution37
- pictoryUse with caution36
- canvaUse with caution36
- qwen-imageUnclear36
- dalleUnclear35
- revoicerUnclear35
- notebooklmUnclear33
- domo-aiMostly safe32
- fireflyMostly safe31
- vrewUse with caution31
- stable-diffusionUnclear31
- runwayMostly safe29
- reveMostly safe29
- moonvalleyUnclear29
- pippitUnclear28
- timeboltMostly safe27
- voicemodMostly safe27
- descriptMostly safe26
- fluxUse with caution26
- ideogramMostly safe24
- hunyuan-videoUse with caution24
- nano-bananaMostly safe24
- piclumenMostly safe24
- adobe-expressMostly safe23
- qusoMostly safe21
- sonautoMostly safe21
- captionsMostly safe20
- lexicaUse with caution20
- argilMostly safe18
- speechmaMostly safe18
- aieaseUnclear18
- starryaiMostly safe16
- wanSafe8
- luvvoiceSafe7
Coverage grows tool by tool, each one only ships after a full primary-source evidence trail is built and the score recomputes from its own factors. A tool’s absence means it isn’t scored yet, never that it’s safe. How we score risk → · terms-change log →